Planning for your future

At Derbyshire Booth Financial Management Ltd our aim is to ensure that you receive the most suitable advice when planning your financial future.

Throughout our website you will find a wealth of information on a variety of financial topics and useful tools to help you gain a better understanding of the complexities of personal financial planning.

Our services include a review of your existing arrangements:

When was the last time your pensions, savings and life assurance plans were reviewed? As your personal circumstances change, there may well be a need to update your current plans in order to establish adequate provision for the future.

Milestones in life

There are so many issues to consider when planning one's financial future, so here are a few 'milestones in life' to assist you.

Birth - starting school, university or college - starting work - change of job - first home - getting married - starting a family - moving house - change of location - redundancy - starting your own business - unexpected windfall - divorce - illness - retirement - death

With personal circumstances changing from time to time it is important to undertake a review your financial position to accommodate all of your needs.

Pension planning

Personal Pensions, Company Pension Schemes, Stakeholder Pensions schemes, Self Administered Pension Schemes, Unlocking/Transferring Deferred Pension Benefits and Additional Voluntary Contributions (AVCs).

Investment planning & management

Investing for growth and/or income through Unit Trusts, Bonds, Offshore Funds and Stocks and Shares.

Mortgages

We work with Independent Mortgage Brokers who for Residential and Commercial purposes have up to date information on a wide range of Building Societies, Banks and Central Lenders' schemes from which they can make suitable recommendations. Please note that Derbyshire Booth cannot be held responsible for any advice given by any third party.

Life assurance

Family Protection, Mortgage/Loan Protection and Business Protection.

Income protection

Replacement Income in the event of Sickness, Accident and Disability.

Critical illness protection

Provides a Cash Lump Sum on Diagnosis of a serious illness such as heart attack, stroke, cancer, etc. or total disability.

Business & keyperson protection

To protect a business from the effects of losing a Key Director or Key Employee through death or illness.

Savings plans

Various schemes to plan for future requirements such as children's education, wedding expenses, 18th or 21st birthday present, deposit on a first home or any other purpose.

Annuities

Capital investment to purchase a guaranteed income.

Contacting us

On our website you will find enquiry forms to assist you, or you can e-mail us with a general enquiry. Our contact details are listed on the foot of each page of our website, including our location map.

Buy to Let and Commercial Mortgages are not typically regulated by the Financial Services Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Derbyshire Booth is committed to being as flexible as possible regarding how we are paid.

You have the option to pay for our service by hourly fee, an agreed fixed fee or commissions – whichever is the most suitable to you. We always tell our clients how much our service cost or commissions we are to receive before you proceed with any of our recommendations.

Some services may be subject to VAT. We will inform you if this is the case.